Frequently Asked Questions

Mortgage protection shields your loved ones by paying off your remaining mortgage balance if you pass away, ensuring they keep the home that you worked so hard to build. No need for invasive medical exams.

The coverage needed varies based on individual circumstances, but it generally aims to cover funeral expenses, outstanding debts, and any other final costs. Doing a personalized assessment with us can help determine the appropriate coverage for your situation.

Final expense insurance is often available to individuals of various ages, typically ranging from 50 to 85. While there may be age restrictions, it is designed to be more accessible than traditional life insurance, with simplified underwriting processes.

Claims are typically processed promptly, and funds are disbursed quickly to cover funeral costs, medical bills, and other specified expenses outlined in the policy.

Final expense insurance and mortgage protection often involves simplified underwriting, making it more accessible for individuals with pre-existing health conditions. While medical questions may be part of the application, the impact on premiums is generally more lenient compared to traditional life insurance.